At one time or another most people find themselves in some type of difficulty with paying their bills on time.
For one reason or another they get behind in their bills and these late payments are reflected negatively on your credit report.
The result is that your credit score will tumble and may keep you from being able to secure a new loan.
Usually you will not be aware of this until it’s time to apply for a new mortgage or when you go to purchase a new car or secure a new credit card.
At this point you may be surprised how low your credit scores really are.
Often it’s possible to deal with legitimate mistakes and inaccurate information by yourself.
However if you have multiple bad credit accounts you are faced with a challenge where credit repair may be the best and cheapest strategy or solution.
Many people think that they must hire an attorney to help them with their situation. And a lot of companies claim to have attorneys doing the work.
However this is simply not the case. Most attorneys will not actually be working on your credit, they either delegate this work to lower paid employees or they simply use automated software to do the work for them.
Don’t be fooled into thinking that you are hiring an attorney when you are actually hiring a low wage employee to push a few buttons and mail form letters to the credit bureaus. You are likely going to spend a lot of money and get little or no results.
If you find you are in need of credit improvement in order to be able to be a prudent or a new loan right now is the best time to take action. Discuss your situation with a credit specialist who has their home office in your city. That way you can visit them in person and avoid a lot of time, frustration and get the results you desire.
If you wish to schedule a free credit strategy session, please call 281-727-0351.